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The template is merely a starting point. It is only a beginning point. Templates might also be helpful once you're trying to lose or maintain your present weight. Alternatively, you might download a template from a third party website, only make sure it's in a Word format. There are an assortment of totally free budget templates accessible to fit your requirements, while it's for college students, parents with children in daycare, single-income households, etc. To begin, you may use my absolutely free personal budget spreadsheet template in Excel to track your earnings and expenses utilizing a frequent set of budget categories.